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Home Ownership is better
than Renting 

Family with Tablet

We specialize in making the idea of ownership your reality. Rather you’re a First Time buyer or moving up to another home and neighborhood, we want to help you.

We understand the challenges of buying a home for the first time like:

  • Coming up with the down payment

  • An affordable monthly mortgage payment

  • Unestablished credit history

  • Where should you buy a home

We at EML have the solutions to the above challenges with our First Time homebuyer program.


If you’re moving or relocating to another home; We have you covered also with our zero to low down payment program options and our low market interest rates, we want to earn your trust as well.

Mom's Hug

Below are the simple steps to making your home idea(s) your reality:



1. Apply Online

Our streamlined application syncs with your bank to get you accurate numbers, fast.

 2. Get Approved

See how much you’re approved for, then shop for homes or move forward with your refinance.

 3. Close Your Loan

Use your to-do list to verify the details and get to closing fast.

 4. Manage Your Mortgage

Make payments online and put your mortgage to work for you.


Our process puts you in control.

Convenient online access makes it easy to achieve your financial and homeownership goals.

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