Business Presentation

Where your work
feels like Fun

Express Mortgage Lending, Inc (EML) is dedicated to providing a world-class team with innovative tools to better serve our customers. Our mission is ...to deliver extortionary service and unique financing options tailored to each individual’s situation. Accessibility, adaptability, affordability, accountability and availability  is the foundation of EML and providing exceptional service to lifelong customers is our goal.

 

Please email your Resume with the position you are interested in to expressmortgagecareers@outlook.com

Available Positions

Mortgage Loan Consultant

EML is committed to providing the fastest closing times in the Mortgage Industry.

  • In-House Processing, direct lender Underwriting, and Closing. * ESignatures to reduce the time to close our loans.

  • Automated LE and CD disclosure processing

  • EML will maintains your licenses.

Principal Duties

  • Originate mortgage loan applications and prepare effective loan packages

  • Determine a consumer’s needs and offer the appropriate product

  • Provide consumers with a superior level of customer service

  • Maintain compliance with EML Code of Conduct

  • Meet monthly minimum personal production goals

Desired Skills & Experience 

Requirements

  • Strong communication skills both verbal and written are REQUIRED.

  • Strong sense of responsibility for completing work quickly and accurately

  • Detail-orientation with efficient focus on work activities

  • Ability to delegate in a positive style with thorough follow up skills

  • Basic computer skills

  • Ability to work independently with minimal supervision

Licensing & Special Requirements
  • Valid NMLS license.

Branch Manager

Manages Loan Consultants and monitors sales in relation to branch goals and profitability. Manages all branch personnel including recommendations for hiring, firing, performance evaluation, mentoring and coaching, rewards, training, work allocation and problem resolution. Maintains awareness of company and agency policies and procedures. Ensures all quality and operational standards are maintained in line with company expectations and implements new procedures as required. Monitors and is accountable for branch profit/expenses.

 

Personal Loan Production

Sells to and maintains contact with the public; promotes positives relations with realtors, customers, title companies, appraisers etc. Meets a personal production goal and follows the guidelines as stated in the Loan Officer Employment Agreement.

Education & Experience

Minimum 5 years’ experience in residential loan origination, with knowledge of sales management and marketing.

Communication Skills

To perform effectively as a branch manager a candidate must:

  • be a proven loan producer

  • have good interpersonal skills;

  • have excellent writing skills;

  • have the ability to evaluate, suggest and implement change;

  • embrace technology;

  • be detail-oriented;

  • have good organizational skills;

  • have the ability to plan, organize and implement a range of sales promotion programs;

  • have the ability to foster a cooperative work environment;

  • have the ability to foster employee development ;

  • have the ability to make evaluative judgments;

  • have the ability to investigate and analyze information and draw to conclusions;

  • have the ability to develop, plan and implement short- and long-range goals.

Appraisal Review Coordinator

We are seeking an individual with experienced in reviewing mortgage appraisals to support our underwriting staff. Responsibilities include:
 

  • Complete initial appraisal review to determine adequacy & completeness of report.

  • Run collateral assessment tools and/or upload appraisal data file to agency portal.

  • Compare results from assessment tools and agency feedback to appraisal.

  • Monitor and prioritize daily workflow to ensure required turn times are met.

  • Communicate with credit underwriter and origination staff on status and conditions from appraisal review.

  • Other projects that may be assigned.

  • Desired Skills & Experience

  • Minimum of two years’ experience reviewing mortgage appraisals.

  • Familiarity with Uniform Standards of Professional Appraisal Practice laws.

  • Familiarity with Fannie Mae and Freddie Mac appraisal requirements, including the Home Valuation Code of Conduct.

  • Excellent general computer skills and ability to learn new software programs quickly.

  • Prior real estate or home mortgage experience is preferred.

  • Strong time management skills and ability to manage multiple priorities in a fast paced environment.

  • Excellent communication skills.

Mortgage Processor

Mortgage Processor- Seeking a Mortgage Processor who is familiar with Conventional and FHA loan products and guidelines. The Processor works closely with the Loan Consultant, Borrower, Real Estate Agents and Underwriters to gather documentation and ensure loans are taken from application to closing in a timely fashion. This is a Team-Work environment.

  • Must have experience processing Conventional & FHA loan programs

  • Experience with VA, USDA and FHA 203k helpful

  • Must maintain a high level of productivity while not sacrificing quality

  • Ability to prioritize work-load

  • Maintain customer service levels and loan integrity

  • Must have current knowledge of RESPA and TILA guidelines

  • Excellent verbal and written communication skills